No jargon. No vague answers. Just a clear look at what you may qualify for and one confident next step — mortgage review guidance powered by Direct Rate.
A clear pre-approval makes every other step easier. OwningYourHouse.com connects you with licensed mortgage advisors in our trusted partner network who walk you through your options so you can make offers backed by a real number.
Get ConnectedThree simple steps. No pressure, no obligation, and no fee from OYH.
Share your timeline and goals with the short form below. It takes about a minute.
A licensed mortgage advisor from our trusted partner network reaches out to review your options typically within 24-48 hours.
Get pre-approved and make offers backed by a real number with rebate and incentive programs you may qualify for along the way.
Need to finance improvements, explore FHA 203(k), jumbo, VA, USDA, or other programs? A Direct Rate advisor can help you review available options.
Flexible financing for qualified buyers with competitive terms.
Lower-down-payment options — including renovation financing.
Benefits earned by service members, veterans, and eligible spouses.
Rural and suburban financing options for eligible areas.
The land you want; the cost of construction equals your custom dream home. One loan one close.
Explore lowering your payment, term, or rate if the numbers make sense.
Access home equity for goals — subject to eligibility.
Finance improvements and repairs into your home loan.
Fill out the form and a licensed mortgage advisor will reach out to discuss your options.
A Direct Rate advisor will reach out shortly.
By submitting this form, you agree to be contacted by OwningYourHouse.com and its trusted lending partners about home financing, including by phone, text, and email. Consent is not a condition of purchase. Message and data rates may apply. See our Privacy Policy.
Important disclosures. OwningYourHouse.com is not a lender and is not a mortgage broker. We connect consumers with independent, licensed mortgage professionals in our trusted partner network. All loan products, rates, terms, and approval decisions are made solely by the lender. Submitting this form is not a loan application and does not guarantee loan approval, pre-approval, or any particular rate or terms. This is not a commitment to lend. All loans are subject to eligibility, underwriting, credit approval, and property approval.
Mortgage guidance on this page is sponsored by Direct Rate, LLC, NMLS #2320473 (NMLS Consumer Access). You are not required to use any particular lender as a condition of working with OwningYourHouse.com or its trusted partners, and you are free to shop for the lender and loan terms that best fit your needs. OwningYourHouse.com does not charge consumers a fee for this connection.
Rebate and incentive programs are subject to eligibility requirements, program availability, and applicable state law, and may require the use of participating providers. Ask for details.