You handle the client. Direct Rate handles the mortgage. Earn up to $7,000 per closing — with full W-2 benefits.
Faster closings. Stronger client experience. More confidence in every transaction.
But how many times have you…
You shouldn’t be babysitting lenders.
And you definitely shouldn’t be handing $7,000 to someone who won’t even return your call.
When you're sponsored by Direct Rate, you gain a full mortgage operation behind you — compliance, processing, underwriting, disclosures, and conditions. You stay client-facing. Your clients never see a different brand. Direct Rate handles every step from application to clear-to-close.
This is not a referral model.
This is ownership — with a full corporate mortgage team behind you.
When your financing closes clean and fast, your entire business levels up.
Your pre-approvals actually hold up at the table
Your offers win more — sellers trust a lender with a 19-day track record
Your clients never get a surprise at closing
Your name stays on the entire transaction, start to finish
Your referral base compounds — satisfied clients send more clients
You stop competing with agents who control their own financing
You're already producing $5M+ per year. This adds $3K–$7K to every deal you're already closing.
You refer mortgages out and get nothing in return. That math stops here.
Control both the real estate side AND the mortgage side — legally and compliantly.
Use dual-licensing as a retention advantage. Give agents a reason to stay.
We provide the 20-hour pre-licensing course, coaching, and training to help you pass the SAFE exam — most agents complete the process in under 30 days.
If your deal exists, we can structure it. Your clients never get turned away.
Healthcare, dental, vision, and 401(k). Most competitors classify you as 1099 with zero benefits.
No cap below $7K. No monthly SaaS fees. No hidden ledger deductions.
Direct Rate handles compliance, processing, underwriting, and disclosures. You never touch a loan file.
Stay at your current real estate brokerage. Keep your brand, your clients, your pipeline.
Your clients close faster than the industry average. Your reputation improves with every deal.
“Other programs give you a license and wish you luck. Level gives you a license, a team, benefits, and a business model that actually works.”
Four steps from application to your first mortgage-backed closing.
Submit your info. We verify your production history and state eligibility.
We map your earning potential and build your rollout plan.
Direct Rate sponsors your MLO license with full onboarding and dedicated support.
Your mortgage desk goes live. Start reaching into your existing database immediately.
Apply now to see if you qualify. Direct Rate handles the mortgage operation, licensing path, and backend support — while you stay client-facing and keep building your business.
Enter your email address and we will send you a link to change your password.
You may be eligible to receive up to $4,500 in rebates and incentives when you use the OwningYourHouse.com network of trusted partners.
Click the button below to receive more information now.
Here are the 3 homes you saved:
