Credit Repair Assistance

Achieve Good Credit Through Our Credit Repair Services

At Owning Your House, we understand that good credit is a critical factor in homeownership. We are here to remove any discrepancies that may be hindering your credit profile from all three credit bureaus!

Our team is dedicated to helping you if you happen to have less than great credit because your personal credit FICO score will affect every aspect of your life. When your credit is up to par or above, you won’t have a hard time when it comes to loan applications for the purchase of a house, car, insurance, and even employment.

Achieve Good Credit Through Our Credit Repair Services

At Owning Your House, we understand that good credit is a critical factor in homeownership. We are here to remove any discrepancies that may be hindering your credit profile from all three credit bureaus!

Our team is dedicated to helping you if you happen to have less than great credit because your personal credit FICO score will affect every aspect of your life. When your credit is up to par or above, you won’t have a hard time when it comes to loan applications for the purchase of a house, car, insurance, and even employment.

Areas Affected by Credit Scores

Take the proper steps with credit repair to avoid financial mishaps in the following areas:

Any Loan Applications

Financial institutions rely on credit to assist their customers. You have to keep your credit favorable to avoid having limited borrowing power.

Mortgage and auto lenders have recently tightened restrictions when it comes to approving new loans. We will assist you in repairing your credit so you won’t have any problems when applying for a new loan!

Interest Rates

These depend heavily on your credit FICO score, which is calculated based on the level of risk found in your credit report. If you have a history of late payments, collections, or bankruptcy, you will have to pay higher interest rates. When your score improves, you will see a reduction in interest, allowing you to save more money.

Insurance Premiums

It is no surprise that a clean credit report results in better rates when it comes to insurance since it is the business side of risk mitigation. Insurance providers rely on your financial track record to check your risk levels in other areas of life. A favorable credit score will be viewed as a low-risk behavior.

Employment Opportunities

Most employers require credit checks before hiring a new team member. Since the job market is competitive, managers use this strategy to gauge an employee’s level of responsibility. A great credit report alongside your qualifications will make them see you as a great asset to the team.

Savings

Favorable loan terms, interest rates, insurance premiums, and employment all add up to savings. A good credit score means you have leaner options. The less money you spend, the more you will have for emergencies, retirement, and education.

Contact Us

To set up an appointment with us, get in touch with us today by filling out our form.